Mid-island Federal Credit Union

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A short history of Mid-island FCU

Since its inception in 1981 the Mid-island Federal Credit Union has been serving its members in the Christiansted, Virgin Islands area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Jackson-McIntosh, the Mid-island FCU has grown its membership to over 2,156 with assets of more than $9,438,663. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (340) 778-6297 or email them at midislandfcu@msn.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Christiansted, VI.

General Information For Mid-island FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23811
Address P O Box 5398 
City Christiansted 
State Virgin Islands 
Zip-Code 00823
Phone Number (340) 778-6297
Fax Number (340) 778-3616
Email Address: midislandfcu@msn.com
CEO/President Barbara Jackson-McIntosh
Members 2,156 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,438,663 
Website http://www.midislandfcu.com 

Compare Mid-island Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Christiansted CU CHRISTIANSTED FEDERAL CREDIT UNION 1156 KING ST 00821 (340) 773-5444 No 0.37
Frederiksted CU Frederiksted Federal Credit Union 59 Queen St 00841 (340) 772-0435 No 11.98

Mid-island Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mid-island Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 8.00 8.50 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 585 664 373 N/A
Rank Among All Virgin Islands Credit Unions N/A 3 3 1 N/A

Mid-island Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Virgin Islands Credit Unions N/A 4 N/A N/A N/A
Mid-island Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.500163786,370
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.000761,292,683
Used Vehicle Loans 8.500103932,978
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00010149,881
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00085272,190
TOTAL LOANS & LEASES 4373,434,102

Mid-island Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10149,88100
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10149,88100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mid-island Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes