Miami Federal Credit Union

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A short history of Miami FCU

Since its inception in 1954 the Miami Federal Credit Union has been serving its members in the MIAMI, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Athan Castiglia, the Miami FCU has grown its membership to over 2,832 with assets of more than $32,902,088. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (305) 377-1017 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIAMI, FL.

General Information For Miami FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9287
Address 51 SW 1ST AVENUE, SUITE 604 
State Florida 
Zip-Code 33130
Phone Number (305) 377-1017
Fax Number (305) 577-4423
Email Address: none
CEO/President Athan Castiglia
Members 2,832 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,902,088 

Compare Miami Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial CU boca raton 6600 N Military Trl 33131 (305) 577-1328 No 0.85
United Police CU Branch Office 400 NW 2nd Ave Rm 309 33126 (305) 329-1400 No 0.86
Miami Firefighters CU Miami Firefighters Federal Credit Union 1111 NW 7th St 33136 (305) 324-4004 No 1.13
Electricians' Local 349 CU Electricians Local 349 CU 1657 NW 17th Ave 33125 (305) 325-0511 No 2.05
South Florida CU Branch Office-Cedars 1400 NW 12th Ave 33136 (305) 545-0744 No 2.08

Miami Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Miami Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.99 6.98 5.58 6.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 279 543 332 365
Rank Among All Florida Credit Unions 14 55 75 53 46

Miami Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 N/A 0.86 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 N/A 196 158
Rank Among All Florida Credit Unions 9 8 N/A 31 13
Miami Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9906431,720,622
All Other Unsecured Loans/Lines of Credit 12.000406930,142
Short-Term, Small Amount Loans (STS) (Federal CU Only) 15.990307210,596
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901031,858,192
Used Vehicle Loans 6.9802373,226,117
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.580507,040,621
Total Other Real Estate Loans/Lines of Credit 6.22014378,816
Leases Receivable 3.9908254,873
Total All Other Loans/Lines of Credit 4.6905492,855,296
TOTAL LOANS & LEASES 2,31718,475,275

Miami Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 396,077,9423335,200
    b. 15 Years or less 11962,6791123,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 13361,4975164,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 117,31900
TOTALS 647,419,4379622,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Miami Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes