Metro Community Federal Credit Union

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A short history of Metro Community FCU

Since its inception in 1953 the Metro Community Federal Credit Union has been serving its members in the Huntington, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jan Pelfrey, the Metro Community FCU has grown its membership to over 3,059 with assets of more than $30,954,013. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 697-4652 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Huntington, WV.

General Information For Metro Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8791
Address P O Box 5438 
City Huntington 
State West Virginia 
Zip-Code 25703
Phone Number (304) 697-4652
Fax Number (304) 697-2183
Email Address: none
CEO/President Jan Pelfrey
Members 3,059 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 30,954,013 
Website http://www.metrocommunityfcu.com 

Compare Metro Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Universal CU Mall Branch 117 Mall RD 25504 (304) 697-2919 No 1.11
Chhe CU CHHE Federal Credit Union 1340 Hal Greer Blvd 25701 (304) 526-2226 No 1.33
Cabway Telco CU Main 1135 6th Ave 25701 (304) 522-7752 No 1.42
Appalachian Power Employees CU MAIN OFFICE 1122 7TH AVE 25701 (304) 696-1399 No 1.44
Huntington C & O Railway Employees CU Main Office 901 6th Ave 25729 (304) 522-7998 No 1.62

Metro Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Metro Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.16 3.22 6.32 4.28 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 170 171 476 177 260
Rank Among All West Virginia Credit Unions 5 16 43 14 19

Metro Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.39 0.94
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 286 167
Rank Among All West Virginia Credit Unions N/A 19 N/A 30 11
Metro Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.160530297,030
All Other Unsecured Loans/Lines of Credit 10.6304071,097,255
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.220961,604,308
Used Vehicle Loans 6.3204044,381,500
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.280291,582,656
Total Other Real Estate Loans/Lines of Credit 5.250169,293
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.82066731,293
TOTAL LOANS & LEASES 1,5339,763,335

Metro Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 291,582,65600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 169,29300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 301,651,94900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Metro Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes