Mercy Federal Credit Union

  • +1

A short history of Mercy FCU

Since its inception in 1976 the Mercy Federal Credit Union has been serving its members in the SAVANNAH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Clinton Smith, the Mercy FCU has grown its membership to over 1,887 with assets of more than $7,749,021. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (912) 819-2411 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAVANNAH, GA.

General Information For Mercy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22362
Address 11705 MERCY BLVD 
State Georgia 
Zip-Code 31419
Phone Number (912) 819-2411
Fax Number (912) 819-3499
Email Address:
CEO/President Clinton Smith
Members 1,887 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,749,021 

Compare Mercy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Savannah Postal CU Savannah Postal Credit Union 22 Oglethorpe Professional Blvd 31416 (912) 691-2087 No 8.46
Workmen's Circle Incorporated CU Workmen's Circle Credit Union 527 Stephenson Ave 31405 (912) 356-9225 No 9.09
Memorial Health Credit Union CU Main Office 901 E 65th St 31405 (912) 354-8100 No 10.58
Savastate Teachers CU Savannah State Retention 3219 College St 31404 (912) 358-4353 No 11.67
Savannah Schools CU MALL BLVD 401 MALL BLVD STE 102F 31406 (912) 355-9099 No 13.23

Mercy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mercy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.90 12.90 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 545 795 N/A N/A
Rank Among All Georgia Credit Unions N/A 68 78 N/A N/A

Mercy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 174 N/A
Rank Among All Georgia Credit Unions N/A 6 N/A 7 N/A
Mercy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.900352647,380
Short-Term, Small Amount Loans (STS) (Federal CU Only) 22.9001419
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.90032616,432
Used Vehicle Loans 12.9002192,337,536
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.500946,558
TOTAL LOANS & LEASES 6133,648,325

Mercy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mercy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes