Members Preferred Credit Union

  • +1

A short history of Members Preferred CU

Since its inception in 1968 the Members Preferred Credit Union has been serving its members in the IDAHO FALLS, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Greg Johnson, the Members Preferred CU has grown its membership to over 3,811 with assets of more than $25,782,397. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (208) 523-0090 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in IDAHO FALLS, ID.

General Information For Members Preferred CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 82547
Address P.O. BOX 2200 
State Idaho 
Zip-Code 83403
Phone Number (208) 523-0090
Fax Number (208) 523-2933
Email Address: none
CEO/President Greg Johnson
Members 3,811 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,782,397 

Compare Members Preferred Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Scenic Falls CU Sunnyside 1530 Elk Creek Dr 83405 (208) 552-4800 No 2.11
Westmark CU Sunnyside 3040 Outlet Blvd 83403 (208) 522-3199 No 2.26
East Idaho CU Freeman 1170 Science Center Dr 83405 (208) 523-9068 No 2.36
Beehive CU Idaho Falls Branch 1650 E Sunnyside Rd 83440 (208) 656-1000 No 26.78

Members Preferred Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members Preferred Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.80 3.43 6.67 4.15 4.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 231 200 515 163 126
Rank Among All Idaho Credit Unions 14 14 30 10 3

Members Preferred Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 0.50 0.75 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 60 215 250
Rank Among All Idaho Credit Unions N/A 7 3 15 15
Members Preferred Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.800564934,512
All Other Unsecured Loans/Lines of Credit 10.0001,1242,463,828
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.430861,575,367
Used Vehicle Loans 6.67089710,891,527
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.150363,750,531
Total Other Real Estate Loans/Lines of Credit 4.2006152,011
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2501651,859,966
TOTAL LOANS & LEASES 2,87821,627,742

Members Preferred Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 161,824,56000
    b. 15 Years or less 201,925,9711134,400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6152,011120,114
Open-End Fixed Rate 0000
TOTALS 423,902,5422154,514


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Preferred Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes