Members First Credit Union

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A short history of Members First CU

Since its inception in 1936 the Members First Credit Union has been serving its members in the MIDLAND, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eric Brubaker, the Members First CU has grown its membership to over 51,415 with assets of more than $411,530,533. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (855) 835-6328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIDLAND, MI.

General Information For Members First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62076
Address PO BOX 2165 
State Michigan 
Zip-Code 48641
Phone Number (855) 835-6328
Fax Number (989) 835-5202
Email Address:
CEO/President Eric Brubaker
Members 51,415 
Full-Time Employees 162 
Part-Time Employees 19 
Number of Branch Offices 11 
Total Assets 411,530,533 

Compare Members First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dow Chemical Employees' CU Dow Chemical Employees' Credit Union 600 E Lyon Rd 48641 (989) 835-7794 No 1.35
Wildfire CU Wildfire Credit Union 6640 Bay Rd 48605 (989) 249-8200 No 15.72
Catholic CU Cass Ave. Branch 1504 Cass Ave 48708 (989) 799-8744 No 16.20
First Area CU Hemlock 16630 Gratiot Rd 48609 (989) 642-2500 No 16.44
Sunrise Family CU Essexville Branch 190 N Powell Rd 48732 (989) 892-1833 No 16.65

Members First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.59 2.94 2.94 6.63 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 209 137 87 419 229
Rank Among All Michigan Credit Unions 30 35 21 102 49

Members First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 1.00 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 174 70
Rank Among All Michigan Credit Unions N/A 14 17 35 9
Members First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.59010,36522,614,270
All Other Unsecured Loans/Lines of Credit 15.00017,82419,249,486
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9403145,749,488
Used Vehicle Loans 2.9408,06569,818,464
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.6301,12985,481,425
Total Other Real Estate Loans/Lines of Credit 5.0001,05816,037,339
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2402,46624,890,489
TOTAL LOANS & LEASES 41,221243,840,961

Members First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 37627,490,372554,912,535
    b. 15 Years or less 40417,933,705302,011,244
    a. > 15 years 877,075,37332,150,530
    b. 15 Years or less 21829,245,183102,859,520
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3729,51500
Adjustable Rate > 1 yr 413,007,2773292,720


Closed-End Fixed Rate 551,362,9895115,023
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,00314,674,3508653,034,006
Open-End Fixed Rate 0000
TOTALS 2,187101,518,76497115,375,578


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members First Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes