Members 1st Credit Union

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A short history of Members 1st CU

Since its inception in 1957 the Members 1st Credit Union has been serving its members in the Brattleboro, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Evelyn Sirois, the Members 1st CU has grown its membership to over 2,177 with assets of more than $15,789,608. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (802) 257-5131 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Brattleboro, VT.

General Information For Members 1st CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63899
Address PO Box 8245 
City Brattleboro 
State Vermont 
Zip-Code 05304
Phone Number (802) 257-5131
Fax Number (802) 257-5837
Email Address:
CEO/President Evelyn Sirois
Members 2,177 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,789,608 

Compare Members 1st Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
River Valley CU River Valley Credit Union 1154 VT Route 30 05304 (802) 365-7272 No 1.87
N G M Employees CU NGM EMPLOYEES FEDERAL CREDIT UNION 55 WEST St 03431 (603) 358-1302 No 15.12
Cheshire County CU Main Office 143 Marlboro St 03431 (603) 355-2328 No 15.47
Precision CU Main Office 7 Optical Ave 03431 (603) 355-4527 No 15.69
Franklin First CU 57 Newton St 57 Newton St 01301 (413) 774-6700 No 18.69

Members 1st Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members 1st Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.99 8.25 5.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 145 649 297 132
Rank Among All Vermont Credit Unions 7 5 18 11 4

Members 1st Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.75 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 215 94
Rank Among All Vermont Credit Unions N/A 5 N/A 11 4
Members 1st Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9006891,240,022
All Other Unsecured Loans/Lines of Credit 15.000515876,040
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99020370,972
Used Vehicle Loans 8.2502131,425,593
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.250603,118,245
Total Other Real Estate Loans/Lines of Credit 4.250642,194,165
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.0001181,750,641
TOTAL LOANS & LEASES 1,67910,975,678

Members 1st Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 603,118,2457394,600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 642,194,1653150,000
Open-End Fixed Rate 0000
TOTALS 1245,312,41010544,600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members 1st Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes