Med5 Federal Credit Union

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A short history of Med5 FCU

Since its inception in 1966 the Med5 Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pamela Brown-Graff, the Med5 FCU has grown its membership to over 5,303 with assets of more than $62,688,630. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (605) 342-7776 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rapid City, SD.

General Information For Med5 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17224
Address 625 Flormann St 
City Rapid City 
State South Dakota 
Zip-Code 57701
Phone Number (605) 342-7776
Fax Number (605) 348-3172
Email Address:
CEO/President Pamela Brown-Graff
Members 5,303 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 62,688,630 

Compare Med5 Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Highmark CU Highmark Main Office 725 5th St 57709 (605) 716-4444 No 3.39
Rushmore Electric CU Rushmore Electric FCU 1715 Cambell St 57701 (605) 342-9451 No 3.44
Dacotah CU Dacotah Federal CU 2990 E HIGHWAY 44 57703 (605) 791-1424 No 3.62
United Methodist First Choice CU United Methodist First Choice FCU 815 Columbus St 57709 (605) 348-5753 No 3.62
Black Hills CU Elk Vale Member Service Center 950 Elk Vale Rd 57709 (605) 343-0891 No 3.87

Med5 Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Med5 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.00 3.00 3.55 4.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 26 146 153 238 74
Rank Among All South Dakota Credit Unions 1 11 10 15 2

Med5 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.25 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 126 125
Rank Among All South Dakota Credit Unions N/A 11 5 3 4
Med5 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.0001,5193,281,556
All Other Unsecured Loans/Lines of Credit 12.2605091,299,379
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0003085,695,000
Used Vehicle Loans 3.5501,64320,259,338
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750895,763,210
Total Other Real Estate Loans/Lines of Credit 3.75029212,355,333
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.2204575,850,568
TOTAL LOANS & LEASES 4,81754,504,384

Med5 Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 272,857,3557785,940
    a. > 15 years 0000
    b. 15 Years or less 622,905,8553194,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1073,796,47612478,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1858,558,857251,884,305
Open-End Fixed Rate 0000
TOTALS 38118,118,543473,343,445


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 112,657,7303,311,030
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Med5 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes