Mccoy Federal Credit Union

  • +1

A short history of Mccoy FCU

Since its inception in 1954 the Mccoy Federal Credit Union has been serving its members in the ORLANDO, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alvin Cowans, the Mccoy FCU has grown its membership to over 63,349 with assets of more than $574,581,306. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (407) 855-5452 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ORLANDO, FL.

General Information For Mccoy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9915
Address PO BOX 593806 
State Florida 
Zip-Code 32859
Phone Number (407) 855-5452
Fax Number (407) 472-2792
Email Address:
CEO/President Alvin Cowans
Members 63,349 
Full-Time Employees 236 
Part-Time Employees
Number of Branch Offices 14 
Total Assets 574,581,306 

Compare Mccoy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fairwinds CU Avalon Park 12800 Tanja King Blvd 32828 (407) 277-6030 No 0.28
Orlando CU Westmoreland 1117 S Westmoreland Dr 32805 (407) 835-3500 No 1.09
Priority CU Melbourne 2305 Minton Rd 32904 (407) 333-3250 No 1.77
Local 606 Electrical Workers CU LOCAL 606 ELECTRICAL WORKERS FCU 820 VIRGINIA DR 32803 (407) 896-4733 No 1.94
Insight CU Vista Lakes 6017 S Goldenrod Rd 32803 (407) 426-6000 No 6.09

Mccoy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mccoy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.00 10.50 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 146 756 72 100
Rank Among All Florida Credit Unions 27 29 90 7 7

Mccoy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.19 0.71 0.46
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 119 222 232
Rank Among All Florida Credit Unions N/A 15 25 41 31
Mccoy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0008,26417,719,807
All Other Unsecured Loans/Lines of Credit 9.2506,7738,848,536
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0004,12085,338,646
Used Vehicle Loans 10.5005,70278,180,815
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50060765,622,993
Total Other Real Estate Loans/Lines of Credit 4.00044715,439,233
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2501,50044,289,660
TOTAL LOANS & LEASES 27,413315,439,690

Mccoy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 33743,152,824122,345,900
    b. 15 Years or less 27022,470,16941,200,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 26510,306,709311,631,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 1825,132,524251,163,200
TOTALS 1,05481,062,226726,340,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mccoy Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes