Manistique Federal Credit Union

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A short history of Manistique FCU

Since its inception in 1967 the Manistique Federal Credit Union has been serving its members in the MANISTIQUE, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dennis Cook, the Manistique FCU has grown its membership to over 3,298 with assets of more than $27,443,839. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (906) 341-6914 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MANISTIQUE, MI.

General Information For Manistique FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18067
Address 121 EAST ELK STREET 
State Michigan 
Zip-Code 49854
Phone Number (906) 341-6914
Fax Number (906) 341-2810
Email Address:
CEO/President Dennis Cook
Members 3,298 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,443,839 

Compare Manistique Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Limestone CU MAIN OFFICE 131 RIVER ST 49854 (906) 341-5866 No 13.11
Upper Michigan Community CU Main 200 E STATE HIGHWAY M28 49862 (906) 387-3839 No 23.52
Northern Lights Community CU Northern Lights Community FCU PO Box 126 49816 (906) 439-5100 No 28.86

Manistique Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Manistique Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.45 2.90 5.50 4.40 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 292 133 384 195 341
Rank Among All Michigan Credit Unions 50 34 94 54 72

Manistique Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.75 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 215 125
Rank Among All Michigan Credit Unions 15 16 N/A 47 16
Manistique Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.450349254,221
All Other Unsecured Loans/Lines of Credit 8.750264510,895
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9001071,994,642
Used Vehicle Loans 5.5003313,654,183
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4001195,098,381
Total Other Real Estate Loans/Lines of Credit 6.000117,231
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7501791,787,616
TOTAL LOANS & LEASES 1,35013,317,169

Manistique Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1195,098,38117349,142
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 117,23100
TOTALS 1205,115,61217349,142


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Manistique Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes