Malheur Federal Credit Union

A short history of Malheur FCU

Since its inception in 1957 the Malheur Federal Credit Union has been serving its members in the Ontario, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ron Haidle, the Malheur FCU has grown its membership to over 13,318 with assets of more than $128,146,690. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (541) 889-3149 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ontario, OR.

General Information For Malheur FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Malheur Federal Credit Union To Other Local Credit Unions

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Malheur Federal Credit Union Financial Performance Charts

Financial Data

Malheur Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	7.99	2.10	6.07	3.90	5.05
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	90	41	450	126	235
Rank Among All Oregon Credit Unions	6	2	35	8	23

Malheur Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.10	0.35	0.26
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	134	293	263
Rank Among All Oregon Credit Unions	N/A	10	16	28	22

Malheur Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	7.990	1,487	2,146,703
All Other Unsecured Loans/Lines of Credit	13.500	3,121	2,147,333
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.100	358	7,886,204
Used Vehicle Loans	6.070	2,720	25,144,715
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.900	536	34,030,437
Total Other Real Estate Loans/Lines of Credit	5.050	18	547,542
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.720	991	12,146,943
TOTAL LOANS & LEASES		9,231	84,049,877

Malheur Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	37	1,303,097	10	3,423,500
b. 15 Years or less	286	12,931,746	61	3,926,447
Balloon/Hybrid
a. > 15 years	9	231,242	0	0
b. 15 Years or less	21	916,205	1	250,000
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	183	18,648,147	43	4,631,598

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	18	547,542	3	138,113
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	554	34,577,979	118	12,369,658

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Malheur Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes