Lowland Credit Union

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A short history of Lowland CU

Since its inception in 1953 the Lowland Credit Union has been serving its members in the Morristown, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Creech, the Lowland CU has grown its membership to over 12,501 with assets of more than $95,876,859. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (423) 581-8345 or email them at generalinfo@lowlandcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Morristown, TN.

General Information For Lowland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60527
Address 622 W 1st North St 
City Morristown 
State Tennessee 
Zip-Code 37814
Phone Number (423) 581-8345
Fax Number (423) 581-9229
Email Address: generalinfo@lowlandcu.org
CEO/President Mark Creech
Members 12,501 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 95,876,859 
Website http://lowlandcu.org 

Compare Lowland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hurd Employees CU office 200 W Church St 37745 (423) 639-4371 No 27.82
Sevier County Schools CU Sevier County Schools FCU 164 N Henderson Ave Ste B 37862 (865) 428-4426 No 27.89
Greeneville City Employees' CU Greeneville City Employees C U 310 S Main St Ste 3 37743 (423) 639-0907 No 27.92
Consumer CU Jefferson City Service Center 1075 N Chucky Pike 37760 (865) 475-2874 No 29.92

Lowland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lowland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.31 3.26 3.80 4.81 5.02
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 109 175 180 247 232
Rank Among All Tennessee Credit Unions 5 40 21 42 22

Lowland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 0.30 0.65 0.59
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 97 234 213
Rank Among All Tennessee Credit Unions N/A 15 14 25 27
Lowland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.3101,6282,996,700
All Other Unsecured Loans/Lines of Credit 10.9301,5003,671,985
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.26050511,925,050
Used Vehicle Loans 3.8002,01525,902,453
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.8101566,769,164
Total Other Real Estate Loans/Lines of Credit 5.02013178,745
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.3004466,837,798
TOTAL LOANS & LEASES 6,26358,281,895

Lowland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 782,730,67800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 784,038,48600


Closed-End Fixed Rate 7107,35500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 671,39000
Open-End Fixed Rate 0000
TOTALS 1696,947,90900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lowland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes