Lower Valley Credit Union

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A short history of Lower Valley CU

Since its inception in 1958 the Lower Valley Credit Union has been serving its members in the Sunnyside, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Suzy Fonseca, the Lower Valley CU has grown its membership to over 14,876 with assets of more than $117,514,735. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (509) 837-5295 or email them at postmaster@lowervalleycu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sunnyside, WA.

General Information For Lower Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68304
Address 900 Yakima Valley Hwy 
City Sunnyside 
State Washington 
Zip-Code 98944
Phone Number (509) 837-5295
Fax Number (509) 837-6275
Email Address: postmaster@lowervalleycu.org
CEO/President Suzy Fonseca
Members 14,876 
Full-Time Employees 66 
Part-Time Employees
Number of Branch Offices
Total Assets 117,514,735 
Website http://www.lvcu.org 

Compare Lower Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
State Highway CU State Highway Credit Union 2632 Rudkin Rd 98909 (509) 248-5522 No 24.82
Solarity CU North 5th Ave Branch 110 N 5th Ave 98907 (509) 248-1720 No 27.94
Calcoe CU CU*Northwest 1421 N Meadowwood Ln 99019 (509) 922-7646 No 29.07

Lower Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lower Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.79 8.69 10.61 4.57 6.57
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 143 601 762 214 398
Rank Among All Washington Credit Unions 10 59 65 37 39

Lower Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 1.62 1.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 77 85
Rank Among All Washington Credit Unions N/A 18 N/A 2 1
Lower Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7902524,281
All Other Unsecured Loans/Lines of Credit 10.6006281,164,241
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.6903218,428,563
Used Vehicle Loans 10.6104,88364,674,328
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.57023918,715,669
Total Other Real Estate Loans/Lines of Credit 6.57031571,115
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.3003603,941,680
TOTAL LOANS & LEASES 6,48797,519,877

Lower Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 23818,214,045191,880,052
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1501,62400


Closed-End Fixed Rate 31571,11500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 27019,286,784191,880,052


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lower Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes