Lower East Side People's Federal Credit Union

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A short history of Lower East Side People's FCU

Since its inception in 1986 the Lower East Side People's Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LINDA LEVY, the Lower East Side People's FCU has grown its membership to over 8,084 with assets of more than $52,713,450. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (212) 529-8197 or email them at LESPFCU@LESPFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEW YORK, NY.

General Information For Lower East Side People's FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24232
Address 37 AVENUE B 
City NEW YORK 
State New York 
Zip-Code 10009
Phone Number (212) 529-8197
Fax Number (212) 529-8368
Email Address: LESPFCU@LESPFCU.ORG
CEO/President LINDA LEVY
Members 8,084 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 52,713,450 
Website http://WWW.LESPEOPLES.ORG 

Compare Lower East Side People's Federal Credit Union To Other Local Credit Unions


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Sts Peter & Paul CU Ss. Peter and Paul Credit Union 89 S 10th St 11249 (917) 279-0050 No 1.26

Lower East Side People's Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lower East Side People's Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.64 5.00 6.28 5.57 7.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 214 397 472 331 466
Rank Among All New York Credit Unions 38 123 135 95 119

Lower East Side People's Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A 0.25 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A 105 215 N/A
Rank Among All New York Credit Unions N/A N/A 28 51 N/A
Lower East Side People's Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.6407401,324,464
All Other Unsecured Loans/Lines of Credit 12.810510851,586
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00014,072
Used Vehicle Loans 6.280442,976
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.57026534,050,964
Total Other Real Estate Loans/Lines of Credit 7.74011523,614
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5802392,017,459
TOTAL LOANS & LEASES 1,77038,815,135

Lower East Side People's Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 394,330,2111423,000
    b. 15 Years or less 22715,24300
Balloon/Hybrid
    a. > 15 years 2271,62100
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 20228,733,889122,213,872

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 11523,61400
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 27634,574,578132,636,872

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lower East Side People's Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes