Los Alamos Schools Credit Union

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A short history of Los Alamos Schools CU

Since its inception in 1955 the Los Alamos Schools Credit Union has been serving its members in the Los Alamos, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matthew Schmidt, the Los Alamos Schools CU has grown its membership to over 1,767 with assets of more than $18,504,672. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (505) 662-3421 or email them at admin@lascu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Los Alamos, NM.

General Information For Los Alamos Schools CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61165
Address 1900 Diamond Dr 
City Los Alamos 
State New Mexico 
Zip-Code 87544
Phone Number (505) 662-3421
Fax Number (505) 662-4930
Email Address: admin@lascu.org
CEO/President Matthew Schmidt
Members 1,767 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,504,672 
Website http://www.lascu.org 

Compare Los Alamos Schools Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Zia CU Espanola Branch 707 S Riverside Dr 87532 (505) 367-1500 No 3.16
Del Norte CU Administration 3286 Cerrillos Rd 87544 (505) 455-5228 No 21.98
Jemez Valley CU Jemez Valley 17117 HIGHWAY 4 87025 (575) 829-3366 No 22.05
Guadalupe CU Taos Branch 115 La Posta Rd Ste C 87025 (575) 758-3899 No 22.08
State Employees CU State Employees CU Rio Rancho 7851 Enchanted Hills Blvd NE 87144 (505) 884-0128 No 23.23

Los Alamos Schools Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Los Alamos Schools Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.64 2.99 2.99 3.75 4.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 389 145 91 102 174
Rank Among All New Mexico Credit Unions 15 9 3 3 3

Los Alamos Schools Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.65 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 234 N/A
Rank Among All New Mexico Credit Unions 4 11 N/A 21 N/A
Los Alamos Schools Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.640200633,111
All Other Unsecured Loans/Lines of Credit 11.990117378,783
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99049980,317
Used Vehicle Loans 2.9902242,522,516
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750454,745,182
Total Other Real Estate Loans/Lines of Credit 4.5507155,104
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.650112949,860
TOTAL LOANS & LEASES 75410,364,873

Los Alamos Schools Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 332,840,5685390,900
Balloon/Hybrid
    a. > 15 years 121,904,61400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7155,104135,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 524,900,2866425,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Los Alamos Schools Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes