Lithium Federal Credit Union

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A short history of Lithium FCU

Since its inception in 1956 the Lithium Federal Credit Union has been serving its members in the BESSEMER CITY, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniela Buchholz, the Lithium FCU has grown its membership to over 1,290 with assets of more than $9,161,454. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (704) 868-0890 or email them at CREDUN@BELLSOUTH.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BESSEMER CITY, NC.

General Information For Lithium FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11409
State North Carolina 
Zip-Code 28016
Phone Number (704) 868-0890
Fax Number (704) 868-5497
CEO/President Daniela Buchholz
Members 1,290 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,161,454 
Website http://LITHIUMFCU.COM 

Compare Lithium Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Carolina CU Carolina Federal Credit Union 1200 E Church St 28021 (704) 435-0186 No 5.89
Nova CU Carolina Postal Credit Union 3601 Mulberry Church Rd 28208 (704) 392-3418 No 21.92
Carolinas Telco CU Crisman Street 2821 Crisman St 28266 (704) 391-5600 No 23.47
Blue Flame CU Charlotte 4301 Yancey Rd 28220 (704) 523-0075 No 24.85
First Legacy Community CU Gastonia 405 S Chester ST 28052 (704) 917-0115 No 24.96

Lithium Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lithium Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.54 4.76 8.00 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 301 370 630 N/A 100
Rank Among All North Carolina Credit Unions 21 34 50 N/A 5

Lithium Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.07 N/A 0.15 1.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 136 N/A 324 140
Rank Among All North Carolina Credit Unions 15 14 N/A 35 6
Lithium Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.540141379,301
All Other Unsecured Loans/Lines of Credit 11.640362526,982
Short-Term, Small Amount Loans (STS) (Federal CU Only) 15.000182,646
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.76036591,299
Used Vehicle Loans 8.0002382,038,902
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.000331,250,201
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50049396,600
TOTAL LOANS & LEASES 8775,185,931

Lithium Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 331,250,2014167,000
Open-End Fixed Rate 0000
TOTALS 331,250,2014167,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lithium Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes