Limestone Federal Credit Union

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A short history of Limestone FCU

Since its inception in 1954 the Limestone Federal Credit Union has been serving its members in the MANISTIQUE, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Watson, the Limestone FCU has grown its membership to over 4,314 with assets of more than $47,989,916. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (906) 341-5866 or email them at LFCU@UP.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MANISTIQUE, MI.

General Information For Limestone FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10083
Address 131 RIVER ST 
State Michigan 
Zip-Code 49854
Phone Number (906) 341-5866
Fax Number (906) 341-6070
Email Address: LFCU@UP.NET
CEO/President Jennifer Watson
Members 4,314 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 47,989,916 

Compare Limestone Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Manistique CU Manistique Federal Credit Union 121 E Elk St 49854 (906) 341-6914 No 13.02
Upper Michigan Community CU Main 200 E STATE HIGHWAY M28 49862 (906) 387-3839 No 23.52
Northern Lights Community CU Northern Lights Community FCU PO Box 126 49816 (906) 439-5100 No 28.86

Limestone Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Limestone Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.99 3.99 4.65 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 279 202 226 N/A
Rank Among All Michigan Credit Unions 90 83 52 67 N/A

Limestone Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.65 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 234 94
Rank Among All Michigan Credit Unions N/A 16 N/A 53 12
Limestone Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900709722,168
All Other Unsecured Loans/Lines of Credit 8.9505431,580,683
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.710105945,880
New Vehicle Loans 3.9901433,245,527
Used Vehicle Loans 3.9907407,455,029
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.65039821,462,638
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9902503,342,176
TOTAL LOANS & LEASES 2,88838,754,101

Limestone Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3275,25600
    b. 15 Years or less 1326,209,157181,248,800
    a. > 15 years 0000
    b. 15 Years or less 25114,770,38613925,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 12207,839230,700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 39821,462,638332,205,300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Limestone Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes