Lifetime Federal Credit Union

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A short history of Lifetime FCU

Since its inception in 1949 the Lifetime Federal Credit Union has been serving its members in the RICHARDSON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darryl Trammell, the Lifetime FCU has grown its membership to over 3,688 with assets of more than $39,966,707. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (972) 766-6732 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHARDSON, TX.

General Information For Lifetime FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6012
Address P.O. BOX 833937 
State Texas 
Zip-Code 75083
Phone Number (972) 766-6732
Fax Number (972) 766-8416
Email Address: none
CEO/President Darryl Trammell
Members 3,688 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,966,707 

Compare Lifetime Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texans CU Downtown Garland 626 Austin St 75040 (972) 348-3700 No 2.12
Credit Union Of Texas CU Rockwall Branch 882 W Rusk St 75087 (972) 263-9497 No 2.59
Texas Health Resources CU Texas Health Resources CU 12770 Coit Rd Ste 100 75251 (214) 361-3800 No 2.93
America's CU Motley Branch Office 3001 Motley Dr Ste H 75150 (972) 681-6330 No 4.91
Neighborhood CU Oak Cliff Branch 1515 N Cockrell Hill Rd Ste 112 75380 (214) 748-9393 No 4.97

Lifetime Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lifetime Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.19 4.25 4.25 4.32
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 166 231 174 141
Rank Among All Texas Credit Unions 87 60 85 49 26

Lifetime Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.17 0.51 N/A 1.04 0.92
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 105 65 N/A 167 169
Rank Among All Texas Credit Unions 25 21 N/A 50 35
Lifetime Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900595519,445
All Other Unsecured Loans/Lines of Credit 14.2806921,980,658
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1901292,924,480
Used Vehicle Loans 4.2505077,492,069
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250304,186,464
Total Other Real Estate Loans/Lines of Credit 4.3202109,153
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.11037489,339
TOTAL LOANS & LEASES 1,99217,701,608

Lifetime Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 122,083,2871264,000
    b. 15 Years or less 178,44800
    a. > 15 years 2151,652157,440
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 151,873,0777999,531


Closed-End Fixed Rate 2109,15300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 324,295,61791,320,971


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lifetime Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes