Letcher County Teachers Credit Union

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A short history of Letcher County Teachers CU

Since its inception in 1964 the Letcher County Teachers Credit Union has been serving its members in the WHITESBURG, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Adam Patterson, the Letcher County Teachers CU has grown its membership to over 411 with assets of more than $1,107,653. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (606) 633-2468 or email them at jackie.frazier@letcher.kyschools.us to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WHITESBURG, KY.

General Information For Letcher County Teachers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62303
Address PO BOX 735 
City WHITESBURG 
State Kentucky 
Zip-Code 41858
Phone Number (606) 633-2468
Fax Number (606) 633-5609
Email Address: jackie.frazier@letcher.kyschools.us
CEO/President Adam Patterson
Members 411 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,107,653 
Website  

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Letcher County Teachers Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Letcher County Teachers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 5.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 384 N/A N/A
Rank Among All Kentucky Credit Unions N/A 10 28 N/A N/A

Letcher County Teachers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.00 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 36 N/A N/A N/A
Rank Among All Kentucky Credit Unions N/A 3 N/A N/A N/A
Letcher County Teachers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.000125278,379
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.900556,898
Used Vehicle Loans 5.50014134,206
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 144469,483

Letcher County Teachers Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Letcher County Teachers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No