Legacy Federal Credit Union

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A short history of Legacy FCU

Since its inception in 1971 the Legacy Federal Credit Union has been serving its members in the Portland, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Mountain, the Legacy FCU has grown its membership to over 3,885 with assets of more than $49,171,878. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (503) 413-7474 or email them at info@legacyfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Portland, OR.

General Information For Legacy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20512
Address 2148 NW Overton St 
City Portland 
State Oregon 
Zip-Code 97210
Phone Number (503) 413-7474
Fax Number (503) 413-6840
Email Address: info@legacyfcu.org
CEO/President Douglas Mountain
Members 3,885 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 49,171,878 
Website http://legacyfcu.org 

Compare Legacy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Onpoint Community CU Lloyd Center 1720 NE 9th Ave 97208 (503) 273-1700 No 1.70
Portland Local No 8 CU Front Avenue 2435 NW Front Ave Ste A 97209 (503) 223-9306 No 2.12
United Advantage Nw CU Killingsworth Office 1430 N Killingsworth St 97217 (503) 283-5193 No 2.68
Radio Cab CU Radio Cab Credit Union 1613 NW Kearney St 97209 (503) 205-3350 No 2.75
Trailhead CU Mississippi Branch 3904 N Mississippi Ave 97209 (503) 220-2592 No 3.52

Legacy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Legacy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 2.48 2.48 4.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 80 49 138 200
Rank Among All Oregon Credit Unions 31 6 4 10 13

Legacy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.32 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 299 276
Rank Among All Oregon Credit Unions N/A 12 16 29 29
Legacy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500313217,784
All Other Unsecured Loans/Lines of Credit 8.7503741,379,075
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4802283,926,788
Used Vehicle Loans 2.4804805,201,954
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000132,058,393
Total Other Real Estate Loans/Lines of Credit 4.75018410,015
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000758,471
TOTAL LOANS & LEASES 1,43313,252,480

Legacy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 81,623,87400
    b. 15 Years or less 2120,69300
    a. > 15 years 3313,82600
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18410,01500
Open-End Fixed Rate 0000
TOTALS 312,468,40800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Legacy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes