Leaders Credit Union

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A short history of Leaders CU

Since its inception in 1957 the Leaders Credit Union has been serving its members in the Jackson, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Swims, the Leaders CU has grown its membership to over 43,747 with assets of more than $327,514,319. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (731) 664-1784 or email them at mcc@leaderscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jackson, TN.

General Information For Leaders CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61185
Address 87 Murray Guard Dr 
City Jackson 
State Tennessee 
Zip-Code 38305
Phone Number (731) 664-1784
Fax Number (731) 410-2077
Email Address: mcc@leaderscu.com
CEO/President Todd Swims
Members 43,747 
Full-Time Employees 113 
Part-Time Employees
Number of Branch Offices
Total Assets 327,514,319 
Website http://www.leaderscu.com 

Compare Leaders Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Patriot Equity CU Patriot Equity Credit Union 1450 Union University Dr 38305 (731) 668-1155 No 4.67
Resource CU Resource Federal Credit Union 525 Old Hickory Blvd 38305 (731) 668-3464 No 5.27
Enlighten CU Main Office 1306 Highway 70 Byp 38301 (731) 423-7499 No 6.59

Leaders Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Leaders Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.39 4.89 4.38 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 328 311 191 368
Rank Among All Tennessee Credit Unions 34 60 45 33 36

Leaders Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.33 0.10 N/A 0.60 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 86 129 N/A 240 205
Rank Among All Tennessee Credit Unions 4 17 N/A 28 23
Leaders Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9004,2828,406,163
All Other Unsecured Loans/Lines of Credit 12.5004,3288,793,080
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001543,757,317
New Vehicle Loans 4.3902,12042,452,261
Used Vehicle Loans 4.8908,743108,301,608
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.38063746,523,940
Total Other Real Estate Loans/Lines of Credit 6.25058115,142,678
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0004,50847,055,342
TOTAL LOANS & LEASES 25,353280,432,389

Leaders Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 575,096,5028511,675,143
    b. 15 Years or less 28514,641,378272,911,483
    a. > 15 years 28125,871,164232,902,667
    b. 15 Years or less 11408,257266,500
Other Fixed Rate 2481,4603273,845
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 125,17900


Closed-End Fixed Rate 1404,043,89019798,497
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 44111,098,7882932,645,661
Open-End Fixed Rate 0000
TOTALS 1,21861,666,61845221,273,796


Interest Only & Payment Option 1st Mortgage Loans 2481,460273,845
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Leaders Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes