Latitude 32 Federal Credit Union

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A short history of Latitude 32 FCU

Since its inception in 1952 the Latitude 32 Federal Credit Union has been serving its members in the CHARLESTON, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marcus Rhymer, the Latitude 32 FCU has grown its membership to over 6,955 with assets of more than $53,433,788. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (843) 556-4809 or email them at etelli@charlestonareafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLESTON, SC.

General Information For Latitude 32 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8059
Address 1845 SAM RITTENBERG 
City CHARLESTON 
State South Carolina 
Zip-Code 29407
Phone Number (843) 556-4809
Fax Number (843) 556-2868
Email Address: etelli@charlestonareafcu.org
CEO/President Marcus Rhymer
Members 6,955 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 53,433,788 
Website http://www.latitude32.org 

Compare Latitude 32 Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Charleston County Teachers CU Charleston County Teachers' Federal Credit Union 4 Carriage Ln Ste 401 29417 (843) 556-8698 No 0.30
C O CU CO FEDERAL CREDIT UNION 117 SPRING ST 29403 (843) 722-7656 No 2.87
Cpm CU Summerville 165 Brighton Park Blvd 29405 (800) 255-1513 No 5.67
South Carolina CU Shipyard 1900 McMillan Ave 29419 (843) 797-8300 No 7.62
Heritage Trust CU Rivers 7550 Rivers Ave 29423 (843) 832-2600 No 18.48

Latitude 32 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Latitude 32 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.99 4.99 3.75 5.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 396 323 102 249
Rank Among All South Carolina Credit Unions 25 33 23 8 19

Latitude 32 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 332 283
Rank Among All South Carolina Credit Unions N/A 12 N/A 28 25
Latitude 32 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,0331,009,694
All Other Unsecured Loans/Lines of Credit 12.0001,1251,257,611
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.99077718,350,171
Used Vehicle Loans 4.9901,28615,915,496
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75013401,691
Total Other Real Estate Loans/Lines of Credit 5.15028291,634
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9901582,688,101
TOTAL LOANS & LEASES 4,42039,914,398

Latitude 32 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 13401,69100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 592,02100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23199,61300
Open-End Fixed Rate 0000
TOTALS 41693,32500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Latitude 32 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes