Latah Credit Union

A short history of Latah CU

Since its inception in 1969 the Latah Credit Union has been serving its members in the MOSCOW, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lowell Stevens, the Latah CU has grown its membership to over 6,988 with assets of more than $94,852,994. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (208) 882-0232 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOSCOW, ID.

General Information For Latah CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Latah Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Lewis Clark CU	Clarkston Office	1451 15th St	83501	(509) 780-4119	No	22.05
Potlatch No 1 CU	CLARKSTON BRANCH	1301 HIGHLAND AVE	83501	(509) 751-1348	No	23.18

Latah Credit Union Financial Performance Charts

Financial Data

Latah Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	7.85	2.99	3.95	4.50	6.18
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	83	145	195	205	360
Rank Among All Idaho Credit Unions	4	6	9	14	21

Latah Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	0.80	0.80
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	207	184
Rank Among All Idaho Credit Unions	N/A	4	N/A	14	10

Latah Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	7.850	242	609,115
All Other Unsecured Loans/Lines of Credit	9.940	544	2,942,214
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.110	103	64,412
New Vehicle Loans	2.990	123	2,457,939
Used Vehicle Loans	3.950	718	7,830,575
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	198	20,807,020
Total Other Real Estate Loans/Lines of Credit	6.180	127	3,910,944
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.580	501	12,827,544
TOTAL LOANS & LEASES		2,556	51,449,763

Latah Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	107	14,165,637	13	1,844,200
b. 15 Years or less	91	6,641,383	3	343,500
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	23	931,726	2	119,700
Closed-End Adjustable Rate	16	268,470	0	0
Open-End Adjustable Rate	88	2,710,748	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	325	24,717,964	18	2,307,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Latah Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes