Lakeshore Community Credit Union

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A short history of Lakeshore Community CU

Since its inception in 1955 the Lakeshore Community Credit Union has been serving its members in the AVON LAKE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Sole, the Lakeshore Community CU has grown its membership to over 2,759 with assets of more than $27,402,132. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (440) 933-3181 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AVON LAKE, OH.

General Information For Lakeshore Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61428
Address 586 MOORE RD 
State Ohio 
Zip-Code 44012
Phone Number (440) 933-3181
Fax Number (440) 933-8094
Email Address:
CEO/President Gary Sole
Members 2,759 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,402,132 

Compare Lakeshore Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
The Catholic CU THE CATHOLIC CREDIT INC. MAIN OFFICE 32929 LAKE RD 44012 (440) 933-2524 No 1.09
North Olmsted Schools CU Main Office 30129 Lorain Rd 44070 (440) 777-2009 No 7.41
School Employees Lorain County CU School Employees Lorain County Credit Union - Elyria, OH 340 Griswold Rd 44035 (440) 324-3400 No 8.11
U T U CU Corporate Main Office 24950 Country Club Blvd 44070 (216) 228-9400 No 8.29
Community Star CU Edco Branch 7660 Leavitt Rd 44035 (440) 984-4878 No 8.65

Lakeshore Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lakeshore Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.80 3.10 3.60 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 120 103 82 341
Rank Among All Ohio Credit Unions N/A 26 19 14 74

Lakeshore Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 293 250
Rank Among All Ohio Credit Unions N/A 22 25 86 64
Lakeshore Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000256983,693
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.80065998,711
Used Vehicle Loans 3.1001991,736,163
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.600895,937,032
Total Other Real Estate Loans/Lines of Credit 6.000111,735
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.100537,464
TOTAL LOANS & LEASES 6159,704,798

Lakeshore Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 71,233,1366885,080
    b. 15 Years or less 824,703,8963145,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 111,73500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 905,948,76791,030,080


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lakeshore Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes