Lakelands Federal Credit Union

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A short history of Lakelands FCU

Since its inception in 1975 the Lakelands Federal Credit Union has been serving its members in the GREENWOOD, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Kernells, the Lakelands FCU has grown its membership to over 2,619 with assets of more than $13,128,540. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (864) 229-0949 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENWOOD, SC.

General Information For Lakelands FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22098
Address 1536 EDGEFIELD ST 
State South Carolina 
Zip-Code 29646
Phone Number (864) 229-0949
Fax Number (864) 229-7107
Email Address:
CEO/President Mary Kernells
Members 2,619 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,128,540 

Compare Lakelands Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Self Memorial Hospital CU SELF MEMORIAL HJOSPITAL FCU 315 EPTING AVE 29646 (864) 725-4176 No 2.37
Emerald Credit Association CU Emerald Credit Association FCU 2117 Kateway 29646 (864) 223-9135 No 4.32
Greenwood Municipal CU 1632 Main St S Greenwood, S.C. 29646-4123 1632 Main St S 29649 (864) 229-6177 No 4.54
Neighbors United CU Main Office 218 Birchtree Dr 29649 (864) 941-8900 No 5.22
Abbeville Community CU Abbeville Community Federal Credit Union 603 E Greenwood St 29620 (864) 366-5615 No 13.44

Lakelands Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Lakelands Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.12 6.77 N/A 4.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 409 524 N/A 172
Rank Among All South Carolina Credit Unions N/A 36 38 N/A 11

Lakelands Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.10 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 129 N/A 263 N/A
Rank Among All South Carolina Credit Unions 4 9 N/A 18 N/A
Lakelands Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.990321316,035
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0005017,145
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.1201762,069,837
Used Vehicle Loans 6.7703912,330,709
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.53011629,407
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.48073691,628
TOTAL LOANS & LEASES 1,0226,054,761

Lakelands Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 4524,53500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7104,87200
Open-End Fixed Rate 0000
TOTALS 11629,40700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lakelands Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes