Lake Community Federal Credit Union

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A short history of Lake Community FCU

Since its inception in 1963 the Lake Community Federal Credit Union has been serving its members in the HARTVILLE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee Rose, the Lake Community FCU has grown its membership to over 3,655 with assets of more than $21,702,057. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (330) 877-4370 or email them at info@lakecomfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARTVILLE, OH.

General Information For Lake Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15942
Address PO BOX 457 
City HARTVILLE 
State Ohio 
Zip-Code 44632
Phone Number (330) 877-4370
Fax Number (330) 877-1081
Email Address: info@lakecomfcu.org
CEO/President Renee Rose
Members 3,655 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 21,702,057 
Website http://www.lakecomfcu.org 

Compare Lake Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Methodist Financial Credit U CU Home Office 8800 Cleveland Ave NW 44720 (330) 499-3972 No 6.25
First Ohio Community CU First Ohio Community FCU 8200 Cleveland Ave NW 44720 (330) 494-8775 No 6.67
Genfed Financial CU Bryan Office 121 S Union St 43506 (419) 636-1053 No 8.69
Diebold CU Mayfair Office 5995 Mayfair Rd 44720 (330) 526-2070 No 9.07
Community One Credit Union Of Ohio CU Branch office 537 Cleveland Ave NW 44720 (330) 305-3050 No 9.43

Lake Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lake Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.75 2.99 3.90 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 115 91 126 168
Rank Among All Ohio Credit Unions 70 23 16 22 25

Lake Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 310 271
Rank Among All Ohio Credit Unions N/A 28 N/A 92 67
Lake Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900251322,879
All Other Unsecured Loans/Lines of Credit 8.990248243,896
Short-Term, Small Amount Loans (STS) (Federal CU Only) 26.000168,198
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501543,098,227
Used Vehicle Loans 2.9907087,070,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.90016990,847
Total Other Real Estate Loans/Lines of Credit 4.500741,127,549
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50089781,484
TOTAL LOANS & LEASES 1,55613,643,421

Lake Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6564,642101,201,644
    b. 15 Years or less 10426,2054488,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 548,29000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 691,079,25914325,600
TOTALS 902,118,396282,015,244

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lake Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes