Lake Chem Community Federal Credit Union

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A short history of Lake Chem Community FCU

Since its inception in 1971 the Lake Chem Community Federal Credit Union has been serving its members in the BENTON, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Connie Evans, the Lake Chem Community FCU has grown its membership to over 10,703 with assets of more than $56,121,086. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (270) 527-4389 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BENTON, KY.

General Information For Lake Chem Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20641
Address 35 US HIGHWAY 68 E 
City BENTON 
State Kentucky 
Zip-Code 42025
Phone Number (270) 527-4389
Fax Number (270) 527-4141
Email Address: none
CEO/President Connie Evans
Members 10,703 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 56,121,086 
Website http://lakechemfcu.org 

Compare Lake Chem Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Msu CU MSU Federal Credit Union 202 General Services Building 42071 (270) 809-6666 No 17.07
Your Hometown CU Your Hometown Federal Credit Union 2338 State Route 45 N 42066 (270) 247-6458 No 19.20
Paducah Teachers CU Paducah Teachers Federal Credit Union 800 Caldwell St 42002 (270) 444-5638 No 21.05
Signet CU New Holt 2450 New Holt Rd 42001 (270) 408-4800 No 21.89
W B H Employees CU WBH Employees Federal Credit Union 2501 Broadway St 42001 (270) 575-2776 No 22.37

Lake Chem Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lake Chem Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.00 3.00 4.00 6.19 5.52
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 497 146 203 388 291
Rank Among All Kentucky Credit Unions 28 12 16 29 24

Lake Chem Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.20 N/A 1.12 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 108 N/A 149 158
Rank Among All Kentucky Credit Unions 2 12 N/A 9 14
Lake Chem Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.000175196,603
All Other Unsecured Loans/Lines of Credit 8.000403604,513
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.000761,657,701
Used Vehicle Loans 4.0001,72416,258,133
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.1901127,440,792
Total Other Real Estate Loans/Lines of Credit 5.52020610,000,809
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0005526,173,396
TOTAL LOANS & LEASES 3,24842,331,947

Lake Chem Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1230,4321230,432
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1117,210,360391,308,480
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20610,000,80964946,360
Open-End Fixed Rate 0000
TOTALS 31817,441,6011042,485,272

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lake Chem Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes