L C E Federal Credit Union

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A short history of L C E FCU

Since its inception in 1960 the L C E Federal Credit Union has been serving its members in the PAINESVILLE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anita Walters, the L C E FCU has grown its membership to over 5,067 with assets of more than $38,929,807. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (440) 357-2560 or email them at lcefed@mwweb.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAINESVILLE, OH.

General Information For L C E FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13885
Address 77 N SAINT CLAIR ST 
City PAINESVILLE 
State Ohio 
Zip-Code 44077
Phone Number (440) 357-2560
Fax Number (440) 357-2779
Email Address: lcefed@mwweb.com
CEO/President Anita Walters
Members 5,067 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 38,929,807 
Website http://www.lcefcu.org 

Compare L C E Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Painesville Credit Union CU Painesville Credit Union 280 N Saint Clair St 44077 (440) 352-8974 No 2.52
Fasson Employees CU Main 250 Chester St # 1-E 44077 (440) 358-2100 No 2.81
L. E. O. CU Lubrizol Corp. 29400 Lakeland Blvd 44077 (440) 347-5009 No 3.63
Lake County Educational CU Lake County Educational FCU 1595 Mentor Ave 44077 (440) 352-4732 No 3.99
Cardinal Credit Union, Inc. CU Notre Dame Cathedral Latin High School 13000 Auburn Rd 44024 (440) 286-6226 No 7.03

L C E Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


L C E Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 2.99 3.99 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 145 202 174 132
Rank Among All Ohio Credit Unions 57 35 42 46 21

L C E Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.12 0.20 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 132 318 259
Rank Among All Ohio Credit Unions N/A 28 36 95 65
L C E Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7508651,428,743
All Other Unsecured Loans/Lines of Credit 7.0007501,384,335
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990831,480,464
Used Vehicle Loans 3.9905445,329,221
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250805,160,068
Total Other Real Estate Loans/Lines of Credit 4.250821,852,598
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00071631,066
TOTAL LOANS & LEASES 2,47517,266,495

L C E Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 181,765,07300
    b. 15 Years or less 623,394,9952140,950
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 215,69400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 801,836,904788,000
Open-End Fixed Rate 0000
TOTALS 1627,012,6669228,950

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

L C E Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes