Ksw Federal Credit Union

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A short history of Ksw FCU

Since its inception in 1954 the Ksw Federal Credit Union has been serving its members in the WATERVILLE, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deseree Gilman, the Ksw FCU has grown its membership to over 9,630 with assets of more than $59,354,084. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 872-5039 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATERVILLE, ME.

General Information For Ksw FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9943
Address 222 COLLEGE AVE 
State Maine 
Zip-Code 04901
Phone Number (207) 872-5039
Fax Number (207) 872-5776
Email Address: none
CEO/President Deseree Gilman
Members 9,630 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 59,354,084 
Website http://www.kswfcu.org 

Compare Ksw Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Taconnet CU Taconnet FCU 316 Benton Ave 04901 (207) 872-7909 No 1.86
Winslow Community CU SYNERGENT CORP 2 LEDGEVIEW DR 04101 (800) 442-6715 No 2.32
New Dimensions CU Main Office - Waterville 61 Grove St 04901 (207) 872-2771 No 3.43
Franklin-somerset CU Madison 20 MAIN ST 04950 (207) 696-3691 No 16.14
K V CU Waterville Branch 9 Quarry Rd 04901 (207) 877-9474 No 17.82

Ksw Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ksw Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.80 4.73 5.06 4.22 4.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 231 366 332 171 205
Rank Among All Maine Credit Unions 9 32 30 19 14

Ksw Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.49 0.85 1.23
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 61 198 128
Rank Among All Maine Credit Unions N/A 4 3 19 12
Ksw Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8009931,042,989
All Other Unsecured Loans/Lines of Credit 11.4907622,311,212
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.730801,731,239
Used Vehicle Loans 5.0601,81315,935,078
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2202,56921,758,942
Total Other Real Estate Loans/Lines of Credit 4.8002294,846,786
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2607255,398,256
TOTAL LOANS & LEASES 7,17153,024,502

Ksw Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,24815,844,208278579,877
    b. 15 Years or less 3215,914,73440198,561
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 521,448,355231,539
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1773,398,43113473,100
Open-End Fixed Rate 0000
TOTALS 2,79826,605,7283331,283,077


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ksw Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes