Klamath Public Employees Federal Credit Union

A short history of Klamath Public Employees FCU

Since its inception in 1949 the Klamath Public Employees Federal Credit Union has been serving its members in the KLAMATH FALLS, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Dearing, the Klamath Public Employees FCU has grown its membership to over 4,495 with assets of more than $39,631,594. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (541) 882-5525 or email them at kpefcu@kpefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KLAMATH FALLS, OR.

General Information For Klamath Public Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Klamath Public Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Pacific Crest CU	Pacific Crest FCU	123 N G St	97630	(541) 947-4034	No	5.71

Klamath Public Employees Federal Credit Union Financial Performance Charts

Financial Data

Klamath Public Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.99	4.00	4.50	7.50	8.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	253	282	264	457	493
Rank Among All Oregon Credit Unions	20	31	27	38	41

Klamath Public Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.02	0.05	0.10	0.10
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	151	142	332	283
Rank Among All Oregon Credit Unions	N/A	15	19	38	30

Klamath Public Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.990	875	1,355,171
All Other Unsecured Loans/Lines of Credit	11.000	311	861,132
Short-Term, Small Amount Loans (STS) (Federal CU Only)	11.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.000	107	2,571,562
Used Vehicle Loans	4.500	487	4,879,906
Total 1st Mortgage Real Estate Loans/Lines of Credit	7.500	12	1,199,605
Total Other Real Estate Loans/Lines of Credit	8.500	10	91,472
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	10.000	411	8,651,012
TOTAL LOANS & LEASES		2,213	19,609,860

Klamath Public Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	10	1,150,563	1	63,200
b. 15 Years or less	2	49,042	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	10	91,472	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	22	1,291,077	1	63,200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Klamath Public Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes