Kinzua Federal Credit Union

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A short history of Kinzua FCU

Since its inception in 1956 the Kinzua Federal Credit Union has been serving its members in the WARREN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amy Lyon, the Kinzua FCU has grown its membership to over 1,601 with assets of more than $8,751,260. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (814) 723-3661 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARREN, PA.

General Information For Kinzua FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11391
Address 213 W 3RD AVE, PO BOX 723 
State Pennsylvania 
Zip-Code 16365
Phone Number (814) 723-3661
Fax Number (814) 723-5306
Email Address:
CEO/President Amy Lyon
Members 1,601 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,751,260 

Compare Kinzua Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
N.f.g. #2 CU nfg #2 FCU 1303 Pennsylvania Ave w 16365 (814) 723-7510 No 3.39
Affinity One CU Affinity One Federal Credit Union 545 E 2nd St 14701 (716) 483-2798 No 18.58
Jamestown Post Office Employees CU MAIN 300 E 3rd St Rm 233 14702 (716) 487-9785 No 18.59
Jamestown Area Community CU JACFCU_ Lakewood 121 Chautauqua Ave 14750 (716) 763-3642 No 18.95
Hopes Employees CU Hopes Employees 84 Hopkins Ave 14701 (716) 665-5124 No 19.03

Kinzua Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kinzua Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.99 4.99 6.50 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 279 323 412 391
Rank Among All Pennsylvania Credit Unions 39 103 106 108 113

Kinzua Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 263 227
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 72 44
Kinzua Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900326438,049
All Other Unsecured Loans/Lines of Credit 13.000211533,771
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.99046755,118
Used Vehicle Loans 4.9901221,196,178
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.500326,068
Total Other Real Estate Loans/Lines of Credit 6.500213,441
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.490953,449
TOTAL LOANS & LEASES 7193,016,074

Kinzua Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 326,06800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 213,44100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 539,50900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kinzua Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes