Kerr County Federal Credit Union

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A short history of Kerr County FCU

Since its inception in 1936 the Kerr County Federal Credit Union has been serving its members in the Kerrville, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sandra Lumbley, the Kerr County FCU has grown its membership to over 9,772 with assets of more than $64,873,744. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (830) 896-6800 or email them at kcfcu@kerrcountyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kerrville, TX.

General Information For Kerr County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1558
Address 3700 Memorial Blvd. 
City Kerrville 
State Texas 
Zip-Code 78028
Phone Number (830) 896-6800
Fax Number (830) 896-6804
Email Address: kcfcu@kerrcountyfcu.com
CEO/President Sandra Lumbley
Members 9,772 
Full-Time Employees 27 
Part-Time Employees
Number of Branch Offices
Total Assets 64,873,744 
Website http://kerrcountyfcu.com 

Compare Kerr County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hilco CU Main 520 Thompson Dr 78029 (830) 257-8238 No 2.18
Texhillco School Employees CU Main Office 1018 Sidney Baker St 78028 (830) 896-3977 No 2.60

Kerr County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Kerr County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 3.84 7.36 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 256 575 N/A N/A
Rank Among All Texas Credit Unions 63 95 189 N/A N/A

Kerr County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.30 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 97 274 234
Rank Among All Texas Credit Unions N/A 38 20 93 60
Kerr County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.500654563,832
All Other Unsecured Loans/Lines of Credit 9.7301,5824,447,795
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8401504,109,766
Used Vehicle Loans 7.3602,59330,952,911
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5403483,922,203
TOTAL LOANS & LEASES 5,32743,996,507

Kerr County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kerr County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes