Kentucky Employees Credit Union

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A short history of Kentucky Employees CU

Since its inception in 1938 the Kentucky Employees Credit Union has been serving its members in the Frankfort, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Graham, the Kentucky Employees CU has grown its membership to over 9,992 with assets of more than $76,849,798. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (502) 564-5597 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Frankfort, KY.

General Information For Kentucky Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62431
Address 100 Moore Dr 
City Frankfort 
State Kentucky 
Zip-Code 40601
Phone Number (502) 564-5597
Fax Number (502) 564-2858
Email Address:
CEO/President John Graham
Members 9,992 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 76,849,798 

Compare Kentucky Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Commonwealth CU Sower Branch 101 Sower Blvd 40602 (502) 564-4775 No 2.67
Lexington Postal CU LPCU Branch 100 Midland Ave 40512 (859) 231-3198 No 23.94
Metro Employees CU Main Office 1306 VERSAILLES RD STE 140 40504 (859) 258-3990 No 24.00
Greater Kentucky Cu, Inc. CU MAIN OFFICE 1001 RED MILE RD 40504 (859) 231-9300 No 24.41
Members Heritage CU Members Heritage Credit Union 2420 Members Way 40504 (248) 373-8990 No 25.20

Kentucky Employees Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Kentucky Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 2.50 11.50 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 84 781 138 100
Rank Among All Kentucky Credit Unions 5 5 46 11 8

Kentucky Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 215 192
Rank Among All Kentucky Credit Unions N/A 16 14 17 18
Kentucky Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0001,3052,028,187
All Other Unsecured Loans/Lines of Credit 16.5001,4692,716,318
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001854,179,647
Used Vehicle Loans 11.5001,42615,873,217
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00022825,147,880
Total Other Real Estate Loans/Lines of Credit 4.0001492,861,589
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001151,038,887
TOTAL LOANS & LEASES 4,87753,845,725

Kentucky Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13116,002,127141,941,360
    b. 15 Years or less 262,523,7522293,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 6138,71800
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 656,483,2833248,900


Closed-End Fixed Rate 721,535,77013372,645
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 771,325,8197247,000
Open-End Fixed Rate 0000
TOTALS 37728,009,469393,103,405


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kentucky Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes