Kemba Delta Federal Credit Union

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A short history of Kemba Delta FCU

Since its inception in 1934 the Kemba Delta Federal Credit Union has been serving its members in the MEMPHIS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carter Ridgway, the Kemba Delta FCU has grown its membership to over 5,188 with assets of more than $23,509,137. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (901) 795-9055 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEMPHIS, TN.

General Information For Kemba Delta FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24220
Address 4095 AMERICAN WAY, STE 10 
City MEMPHIS 
State Tennessee 
Zip-Code 38118
Phone Number (901) 795-9055
Fax Number (901) 795-9063
Email Address: none
CEO/President Carter Ridgway
Members 5,188 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,509,137 
Website http://www.kembadelta.org 

Compare Kemba Delta Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
I Trust CU iTrust FCU 5333 Getwell RD 38181 (901) 362-7211 No 1.23
F A A CU Cooper Tire Branch 1804 S Green St 38804 (662) 680-5667 No 1.57
Fedex Employees Credit Association CU Pittsburgh 1000 Fed Ex Dr 15108 (412) 859-2532 No 4.16
Cn/ic Employees CU CN/IC EMPLOYEES CREDIT UNION 2005 NONCONNAH BLVD Ste 7 38132 (901) 332-2686 No 4.49
Ups Employees CU UPS ECU 1814 E Brooks Rd 38116 (901) 396-2132 No 4.49

Kemba Delta Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Kemba Delta Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.71 4.47 7.06 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 109 261 440 N/A
Rank Among All Tennessee Credit Unions 42 24 34 62 N/A

Kemba Delta Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A 0.50 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A 263 158
Rank Among All Tennessee Credit Unions 5 10 N/A 33 13
Kemba Delta Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9002619,063
All Other Unsecured Loans/Lines of Credit 17.0402,2531,657,406
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.710871,598,391
Used Vehicle Loans 4.4707748,736,011
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.060229,668
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.44036202,227
TOTAL LOANS & LEASES 3,17812,242,766

Kemba Delta Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 229,66800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 229,66800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kemba Delta Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes