Kaskaskia Valley Credit Union

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A short history of Kaskaskia Valley CU

Since its inception in 1982 the Kaskaskia Valley Credit Union has been serving its members in the Centralia, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimberly Hocking, the Kaskaskia Valley CU has grown its membership to over 3,948 with assets of more than $22,365,324. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (618) 533-6681 or email them at kvcu@kvcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Centralia, IL.

General Information For Kaskaskia Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65988
Address 401 S Poplar St 
City Centralia 
State Illinois 
Zip-Code 62801
Phone Number (618) 533-6681
Fax Number (618) 533-6601
Email Address: kvcu@kvcu.org
CEO/President Kimberly Hocking
Members 3,948 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 22,365,324 
Website http://kvcu.org 

Compare Kaskaskia Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Salem School System CU Main Connection Salem Community High School 62881 (618) 548-1009 No 13.63

Kaskaskia Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kaskaskia Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 3.70 5.24 N/A 3.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 237 355 N/A 98
Rank Among All Illinois Credit Unions 8 72 84 N/A 16

Kaskaskia Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.10 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 332 271
Rank Among All Illinois Credit Unions N/A 34 26 62 45
Kaskaskia Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.000606874,742
All Other Unsecured Loans/Lines of Credit 12.2303781,047,235
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7002123,547,453
Used Vehicle Loans 5.2405755,536,611
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.980541,575,614
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6101561,152,612
TOTAL LOANS & LEASES 1,98113,734,267

Kaskaskia Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 13523,546161,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 411,052,06800
Open-End Fixed Rate 0000
TOTALS 541,575,614161,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kaskaskia Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes