Kaiperm Federal Credit Union

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A short history of Kaiperm FCU

Since its inception in 1957 the Kaiperm Federal Credit Union has been serving its members in the WALNUT CREEK, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Introcaso, the Kaiperm FCU has grown its membership to over 4,860 with assets of more than $71,787,977. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (925) 939-5626 or email them at kdfcu@kdfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WALNUT CREEK, CA.

General Information For Kaiperm FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11944
Address PO BOX 4156 
State California 
Zip-Code 94596
Phone Number (925) 939-5626
Fax Number (925) 939-5628
Email Address: kdfcu@kdfcu.org
CEO/President Karen Introcaso
Members 4,860 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 71,787,977 
Website http://www.kdfcu.org 

Compare Kaiperm Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Association CU LOCATION OF RECORDS 935 Detroit Ave 94518 (925) 686-1044 No 4.13
Diablo Valley CU Concord 1051 Detroit Ave Ste A 94518 (925) 771-5600 No 4.52
Pacific Service CU Livermore 2800 Kitty Hawk Rd 94551 (888) 858-6878 No 5.73
Western Healthcare CU Western Healthcare Federal Credit Union 5442 Ygnacio Valley Rd Ste 90 94521 (925) 524-5000 No 5.85
Shell Western States CU Corporate Office 1700 Pacheco Blvd 94553 (925) 228-4545 No 9.81

Kaiperm Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kaiperm Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.83 2.44 3.11 4.01 4.33
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 145 76 104 140 142
Rank Among All California Credit Unions 20 28 48 53 35

Kaiperm Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 318 266
Rank Among All California Credit Unions 19 38 N/A 97 79
Kaiperm Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.830463388,421
All Other Unsecured Loans/Lines of Credit 2.94048113,756,445
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4401433,357,197
Used Vehicle Loans 3.1102993,939,620
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.01014210,511,642
Total Other Real Estate Loans/Lines of Credit 4.330894,294,023
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9901,074457,167
TOTAL LOANS & LEASES 2,69136,704,515

Kaiperm Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 741,652,56523,950
    b. 15 Years or less 355,232,49500
    a. > 15 years 41,231,20900
    b. 15 Years or less 81,801,09900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 21594,27400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 201,286,0548803,105
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 693,007,96946840,123
Open-End Fixed Rate 0000
TOTALS 23114,805,665561,647,178


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kaiperm Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes