Kahului Federal Credit Union

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A short history of Kahului FCU

Since its inception in 1955 the Kahului Federal Credit Union has been serving its members in the Kahului, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Guy Muraoka, the Kahului FCU has grown its membership to over 4,714 with assets of more than $57,652,308. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 871-7705 or email them at info@kahuluifcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kahului, HI.

General Information For Kahului FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10399
Address 25 West Kamehameha Avenue 
City Kahului 
State Hawaii 
Zip-Code 96732
Phone Number (808) 871-7705
Fax Number (808) 877-4093
Email Address: info@kahuluifcu.com
CEO/President Guy Muraoka
Members 4,714 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 57,652,308 
Website http://www.kahuluifcu.com 

Compare Kahului Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maui CU Maui FCU - Main Office 107 E Wakea Ave 96732 (808) 873-5050 No 0.80
Valley Isle Community CU Main Branch 160 Paahana St 96732 (808) 877-3232 No 0.87
Maui Teachers CU Maui County FCU 1888 Wili Pa Loop 96793 (808) 244-8349 No 3.13
Maui County CU Branch Office - MMP 270 Dairy Rd Ste 146 96793 (808) 244-7968 No 3.16
Wailuku CU Wailuku FCU 133 Maa St 96732 (808) 244-7981 No 3.20

Kahului Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Kahului Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.95 2.95 4.75 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 139 88 238 99
Rank Among All Hawaii Credit Unions 3 8 6 18 10

Kahului Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A 0.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A 274 N/A
Rank Among All Hawaii Credit Unions 6 13 N/A 21 N/A
Kahului Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.990450812,456
All Other Unsecured Loans/Lines of Credit 10.0003281,885,041
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501,2241,008,343
Used Vehicle Loans 2.9501,9491,691,308
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7506511,012,485
Total Other Real Estate Loans/Lines of Credit 3.990804,605,081
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00055440,031
TOTAL LOANS & LEASES 4,15121,454,745

Kahului Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 236,510,80841,380,500
    b. 15 Years or less 343,526,46900
Balloon/Hybrid
    a. > 15 years 7648,5162349,500
    b. 15 Years or less 1326,69200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 804,605,081431,043,667
Open-End Fixed Rate 0000
TOTALS 14515,617,566492,773,667

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kahului Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes