Isabella Community Credit Union

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A short history of Isabella Community CU

Since its inception in 1958 the Isabella Community Credit Union has been serving its members in the MT PLEASANT, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jay Anders, the Isabella Community CU has grown its membership to over 15,849 with assets of more than $120,656,418. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (989) 773-5927 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MT PLEASANT, MI.

General Information For Isabella Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61318
Address PO BOX 427 
State Michigan 
Zip-Code 48804
Phone Number (989) 773-5927
Fax Number (989) 773-8757
Email Address:
CEO/President Jay Anders
Members 15,849 
Full-Time Employees 33 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 120,656,418 

Compare Isabella Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Graco CU GraCo FCU 305 W Downie St 48801 (989) 463-1247 No 15.87
Gratiot Community CU Gratiot Community CU 855 E Center St 48847 (989) 875-6184 No 16.06
Montcalm Public Employees CU Montcalm Public Employees Credit Union 1157 E Main St 48829 (989) 427-5663 No 18.54
Members First CU Members First Credit Union-Evart Office 201 E 7th St 48641 (855) 835-6328 No 27.04
Dow Chemical Employees' CU Dow Chemical Employees' Credit Union 600 E Lyon Rd 48641 (989) 835-7794 No 27.38

Isabella Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Isabella Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 4.72 4.79 3.78 4.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 365 300 106 113
Rank Among All Michigan Credit Unions 47 103 75 19 19

Isabella Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.22 1.14 1.18
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 111 145 135
Rank Among All Michigan Credit Unions N/A 14 23 26 20
Isabella Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2501,9333,371,276
All Other Unsecured Loans/Lines of Credit 12.5901,7652,542,028
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7201753,290,318
Used Vehicle Loans 4.7902,48526,382,120
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.78028823,115,503
Total Other Real Estate Loans/Lines of Credit 4.1001733,023,468
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0403072,937,715
TOTAL LOANS & LEASES 7,12664,662,428

Isabella Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 575,651,784182,359,650
    b. 15 Years or less 1367,300,9494449,350
    a. > 15 years 746,958,982101,145,200
    b. 15 Years or less 213,203,7883498,690
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1032,056,81315418,282
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 68957,6097251,889
Open-End Fixed Rate 29,04600
TOTALS 46126,138,971575,123,061


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Isabella Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes