Irse Credit Union

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A short history of Irse CU

Since its inception in 1949 the Irse Credit Union has been serving its members in the Springfield, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kay Brown, the Irse CU has grown its membership to over 1,007 with assets of more than $8,890,790. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (217) 726-9595 or email them at irsecu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Springfield, IL.

General Information For Irse CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65760
Address 3101 Constitution Dr Ste 111 
City Springfield 
State Illinois 
Zip-Code 62704
Phone Number (217) 726-9595
Fax Number (217) 726-9599
Email Address: irsecu@aol.com
CEO/President Kay Brown
Members 1,007 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,890,790 
Website http://www.irsecu.org 

Compare Irse Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heartland CU North 2712 E Sangamon Ave 62702 (217) 726-8877 No 1.27
Funeral Service CU Funeral Service CU 915 S Durkin Dr Ste A 62791 (217) 546-5480 No 1.65
Illinois State Police CU ISPFCU 730 Engineering Ave 62703 (217) 523-8000 No 2.32
Illinois Educators CU Central 1420 S 8th St 62703 (217) 528-2642 No 2.38
Springfield City Employees CU Main 300 S 7th St Ste B4 62701 (217) 789-2346 No 2.83

Irse Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Irse Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 2.99 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 91 N/A N/A
Rank Among All Illinois Credit Unions 28 24 28 N/A N/A

Irse Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A N/A N/A
Rank Among All Illinois Credit Unions 17 34 N/A N/A N/A
Irse Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900247442,003
All Other Unsecured Loans/Lines of Credit 9.00066272,826
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49051812,916
Used Vehicle Loans 2.9901551,861,694
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.75030365,571
TOTAL LOANS & LEASES 5493,755,010

Irse Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Irse Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes