Iron Mountain Kingsford Community Federal Credit Union

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A short history of Iron Mountain Kingsford Community FCU

Since its inception in 1948 the Iron Mountain Kingsford Community Federal Credit Union has been serving its members in the Kingsford, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Dickman, the Iron Mountain Kingsford Community FCU has grown its membership to over 11,797 with assets of more than $94,601,046. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (906) 774-6020 or email them at info@pcbranch.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kingsford, MI.

General Information For Iron Mountain Kingsford Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5660
Address POB 2247 
City Kingsford 
State Michigan 
Zip-Code 49802
Phone Number (906) 774-6020
Fax Number (906) 774-8816
Email Address: info@pcbranch.com
CEO/President Scott Dickman
Members 11,797 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 94,601,046 
Website http://www.pcbranch.com 

Compare Iron Mountain Kingsford Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Forward Financial CU Niagara 1250 Roosevelt Rd 54151 (715) 251-4546 No 3.25
Integra First CU Powers Branch W3803 US Highway 2/41 49874 (906) 497-5229 No 27.73

Iron Mountain Kingsford Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Iron Mountain Kingsford Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.25 3.25 3.85 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 174 120 115 229
Rank Among All Michigan Credit Unions 42 50 30 22 49

Iron Mountain Kingsford Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.25 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 310 192
Rank Among All Michigan Credit Unions N/A 19 N/A 71 38
Iron Mountain Kingsford Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,419911,214
All Other Unsecured Loans/Lines of Credit 6.5008942,398,278
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.530307247,443
New Vehicle Loans 3.2501302,391,340
Used Vehicle Loans 3.2501,57911,976,584
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.85032814,335,042
Total Other Real Estate Loans/Lines of Credit 5.000129,110
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2505594,774,069
TOTAL LOANS & LEASES 5,21737,063,080

Iron Mountain Kingsford Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 382,220,2453166,669
    b. 15 Years or less 1214,085,07012443,405
Balloon/Hybrid
    a. > 15 years 1035,983,5647809,240
    b. 15 Years or less 331,598,220376,593
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 33447,9433109,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 129,11000
Open-End Fixed Rate 0000
TOTALS 32914,364,152281,604,907

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Iron Mountain Kingsford Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes