Integra First Federal Credit Union

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A short history of Integra First FCU

Since its inception in 1948 the Integra First Federal Credit Union has been serving its members in the POWERS, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Martin, the Integra First FCU has grown its membership to over 9,896 with assets of more than $99,809,156. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (906) 497-5229 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in POWERS, MI.

General Information For Integra First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5748
Address PO BOX 604 
City POWERS 
State Michigan 
Zip-Code 49874
Phone Number (906) 497-5229
Fax Number (906) 497-5881
Email Address: none
CEO/President Paul Martin
Members 9,896 
Full-Time Employees 22 
Part-Time Employees 13 
Number of Branch Offices 4 
Total Assets 99,809,156 
Website http://www.integrafirstfcu.com 

Compare Integra First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peninsula CU Main Office 301 N 30th St 49829 (906) 789-6400 No 20.50
Delta County CU Main 2600 1st Ave S 49829 (906) 786-7213 No 20.64
U.p. State CU St. Ignace branch W366 US Highway 2 W 49781 (906) 643-8138 No 20.79
Northern United CU Northern United Main 123 S Lincoln Rd 49829 (906) 786-0888 No 20.96
Great Lakes First CU Escanaba office 2110 3rd Ave N 49829 (906) 786-4623 No 21.10

Integra First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Integra First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.74 4.15 3.34 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 242 219 53 289
Rank Among All Michigan Credit Unions 80 72 57 3 62

Integra First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.15 0.25 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 124 310 234
Rank Among All Michigan Credit Unions N/A 14 28 71 51
Integra First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,0271,523,320
All Other Unsecured Loans/Lines of Credit 12.0007481,519,537
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7401553,023,030
Used Vehicle Loans 4.1501,30410,192,250
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.34065930,119,574
Total Other Real Estate Loans/Lines of Credit 5.50026285,475
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0003392,620,646
TOTAL LOANS & LEASES 4,25849,283,832

Integra First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2432,5372433,000
    b. 15 Years or less 44015,412,421231,112,675
Balloon/Hybrid
    a. > 15 years 13210,545,4827854,400
    b. 15 Years or less 853,729,1347466,295
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 26285,475328,628
Open-End Fixed Rate 0000
TOTALS 68530,405,049422,894,998

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Integra First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes