Inspire Federal Credit Union

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A short history of Inspire FCU

Since its inception in 1936 the Inspire Federal Credit Union has been serving its members in the BRISTOL, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Merrill, the Inspire FCU has grown its membership to over 14,560 with assets of more than $142,293,175. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (215) 788-5270 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BRISTOL, PA.

General Information For Inspire FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1759
Address 2104 BATH RD 
State Pennsylvania 
Zip-Code 19007
Phone Number (215) 788-5270
Fax Number (215) 788-5083
Email Address:
CEO/President James Merrill
Members 14,560 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 142,293,175 

Compare Inspire Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
N.b.a. CU Access Credit Union 23 Commerce Cir 19007 (215) 788-0411 No 1.88
Dow Bucks County CU Dow Bucks County Federal Credit Union 310 George Patterson Dr 19007 (215) 781-4040 No 2.13
Spirit Financial CU Levittown 8535 New Falls Rd 19054 (267) 580-0230 No 6.42
Trumark Financial CU Doylestown 4381 W Swamp Rd 18902 (877) 878-6275 No 6.56
Philadelphia CU 6707 Germantown Ave 6707 Germantown Ave 19119 (215) 843-2671 No 7.30

Inspire Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Inspire Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.96 4.50 3.91 4.92
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 273 264 127 219
Rank Among All Pennsylvania Credit Unions N/A 100 85 34 84

Inspire Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.34 0.94 1.31 0.83
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 82 22 117 181
Rank Among All Pennsylvania Credit Unions 17 23 3 22 31
Inspire Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.2308145,245,286
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.1801,5423,142,537
New Vehicle Loans 3.9603938,181,006
Used Vehicle Loans 4.50095512,112,282
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.91036340,391,272
Total Other Real Estate Loans/Lines of Credit 4.92050622,200,983
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1502,58616,740,215
TOTAL LOANS & LEASES 7,159108,013,581

Inspire Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 577,754,901112,666,025
    b. 15 Years or less 28026,386,139478,150,741
    a. > 15 years 173,356,38300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 92,893,84942,131,250


Closed-End Fixed Rate 25212,514,730735,982,838
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2549,686,2537152,459,354
Open-End Fixed Rate 0000
TOTALS 86962,592,25585021,390,208


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Inspire Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes