Ingersoll-rand Federal Credit Union

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A short history of Ingersoll-rand FCU

Since its inception in 1961 the Ingersoll-rand Federal Credit Union has been serving its members in the Athens, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Viselli, the Ingersoll-rand FCU has grown its membership to over 5,208 with assets of more than $58,845,017. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 888-7121 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Athens, PA.

General Information For Ingersoll-rand FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14425
Address 199 N Main St 
City Athens 
State Pennsylvania 
Zip-Code 18810
Phone Number (570) 888-7121
Fax Number (570) 888-9049
Email Address:
CEO/President Michael Viselli
Members 5,208 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 58,845,017 

Compare Ingersoll-rand Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Guthrie CU Elmer Ave Office 104 N Elmer Ave 18840 (570) 888-7135 No 5.05
Craftmaster CU CRAFTMASTER FCU 562 Shiner Rd 18848 (570) 265-8410 No 11.13
Towanda School Emp. CU Credit Union Office 410 State St 18848 (607) 372-7224 No 11.23
Troy Area School Emp. CU Troy Area School Employee FCU 92 Farmers Valley Rd 16947 (570) 529-1492 No 12.16
Solutions CU main/only office 907 Broadway St 14904 (607) 734-7144 No 21.00

Ingersoll-rand Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Ingersoll-rand Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.66 3.52 4.71 7.30 5.37
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 216 212 291 447 274
Rank Among All Pennsylvania Credit Unions 34 81 95 109 97

Ingersoll-rand Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.18 N/A 0.57 0.79
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 111 N/A 246 187
Rank Among All Pennsylvania Credit Unions N/A 31 N/A 66 33
Ingersoll-rand Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.660660624,378
All Other Unsecured Loans/Lines of Credit 8.5501,0534,765,579
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.000421,229,072
New Vehicle Loans 3.520591,068,858
Used Vehicle Loans 4.7103563,711,214
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.3001234,739,147
Total Other Real Estate Loans/Lines of Credit 5.37044972,922
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.630185918,028
TOTAL LOANS & LEASES 2,52218,029,198

Ingersoll-rand Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 442,319,28500
    b. 15 Years or less 11234,13000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 682,185,7326294,700
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 44972,922150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1675,712,0697344,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ingersoll-rand Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes