Illinois State Police Federal Credit Union

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A short history of Illinois State Police FCU

Since its inception in 1966 the Illinois State Police Federal Credit Union has been serving its members in the Springfield, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Megan Becker, the Illinois State Police FCU has grown its membership to over 8,223 with assets of more than $102,091,821. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (217) 523-8000 or email them at ccr@ispfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Springfield, IL.

General Information For Illinois State Police FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17335
Address 730 Engineering Ave 
City Springfield 
State Illinois 
Zip-Code 62703
Phone Number (217) 523-8000
Fax Number (866) 523-8756
Email Address: ccr@ispfcu.org
CEO/President Megan Becker
Members 8,223 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 102,091,821 
Website http://www.ispfcu.org 

Compare Illinois State Police Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Illinois Educators CU Central 1420 S 8th St 62703 (217) 528-2642 No 2.30
Imperial CU Main Office 1130 S 16th St 62708 (217) 481-6381 No 2.41
Springfield City Employees CU Main 300 S 7th St Ste B4 62701 (217) 789-2346 No 3.16
Iec CU IEC Federal Credit Union 6460 6th Street Frontage Rd E 62708 (217) 529-6045 No 3.23
Irse CU IRSE Credit Union 3101 Constitution Dr Ste 111 62704 (217) 726-9595 No 4.25

Illinois State Police Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Illinois State Police Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.15 2.49 2.49 3.13 2.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 416 83 51 37 15
Rank Among All Illinois Credit Unions 55 24 15 6 1

Illinois State Police Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.01 0.05 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 150 340 N/A
Rank Among All Illinois Credit Unions N/A 44 32 64 N/A
Illinois State Police Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.1501,9012,367,655
All Other Unsecured Loans/Lines of Credit 8.9003931,014,264
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4903716,132,305
Used Vehicle Loans 2.4901,20116,154,214
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1301136,487,676
Total Other Real Estate Loans/Lines of Credit 2.7501454,772,242
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9002777,007,392
TOTAL LOANS & LEASES 4,40143,935,748

Illinois State Police Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1136,487,6767664,382
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1173,691,3979506,203
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 281,080,8453131,000
Open-End Fixed Rate 0000
TOTALS 25811,259,918191,301,585

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 251,047,7080
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Illinois State Police Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes