Illinois State Credit Union

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A short history of Illinois State CU

Since its inception in 1960 the Illinois State Credit Union has been serving its members in the NORMAL, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thom Ewen, the Illinois State CU has grown its membership to over 12,351 with assets of more than $120,046,319. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (309) 451-8400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORMAL, IL.

General Information For Illinois State CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64920
Address 1309 S CENTER 
State Illinois 
Zip-Code 61761
Phone Number (309) 451-8400
Fax Number (309) 451-8410
Email Address:
CEO/President Thom Ewen
Members 12,351 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 120,046,319 

Compare Illinois State Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Prairieland CU isu 1309 s center st 61761 (309) 451-8400 No 1.83
Iaa CU IAA Credit Union 1711 General Electric Rd 61702 (309) 821-2488 No 2.69
Normal City Employees CU Police Station 100 E Phoenix Ave 61761 (309) 454-9523 No 3.19
Bloomington Postal Employees CU BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION 1511 E EMPIRE ST 61701 (309) 663-5841 No 3.49
Mid-illini CU Mid Illini Credit union 1811 Eastland Dr 61704 (309) 661-1166 No 3.59

Illinois State Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Illinois State Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.49 4.24 3.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 208 230 26 200
Rank Among All Illinois Credit Unions 28 63 59 4 41

Illinois State Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 0.80 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 207 271
Rank Among All Illinois Credit Unions N/A 26 14 34 45
Illinois State Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,4743,255,795
All Other Unsecured Loans/Lines of Credit 10.4901,5136,188,912
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4903887,712,829
Used Vehicle Loans 4.2402,80234,868,900
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00026124,645,184
Total Other Real Estate Loans/Lines of Credit 4.7503859,934,372
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.4901912,695,315
TOTAL LOANS & LEASES 8,01489,301,307

Illinois State Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 788,501,6999956,600
    b. 15 Years or less 14710,382,4184322,800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 365,761,0676979,320


Closed-End Fixed Rate 1874,647,48024641,040
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1985,286,89299881,203
Open-End Fixed Rate 0000
TOTALS 64634,579,5561423,780,963


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Illinois State Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes