I. U. 7 Federal Credit Union

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A short history of I. U. 7 FCU

Since its inception in 1973 the I. U. 7 Federal Credit Union has been serving its members in the New Kensington, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Joseph, the I. U. 7 FCU has grown its membership to over 1,852 with assets of more than $22,362,210. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (724) 339-0635 or email them at tomjoseph5@comcast.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in New Kensington, PA.

General Information For I. U. 7 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21140
Address 2300 Freeport Rd, 15 Feldarelli Squ 
City New Kensington 
State Pennsylvania 
Zip-Code 15068
Phone Number (724) 339-0635
Fax Number (724) 339-0605
Email Address: tomjoseph5@comcast.net
CEO/President Thomas Joseph
Members 1,852 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,362,210 
Website http://iu7fcu.org 

Compare I. U. 7 Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
New Kensington Municipal CU Office 301 11th St 15068 (724) 212-3303 No 0.49
Alleg-kiski Postal CU Main Office 501 11th St 15068 (724) 337-3717 No 2.00
Central Valley CU CENTRAL VALLEY FCU 1706 5th AVE 15068 (724) 335-2141 No 2.17
Allegheny Ludlum Brackenridge CU MAIN OFICE 1131 BRACKENRIDGE AVE 15014 (724) 224-7030 No 2.50
Valley Wide Of Pa CU Main Office 209 5th Ave 15084 (724) 226-1664 No 2.59

I. U. 7 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


I. U. 7 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.75 2.72 3.53 3.63 4.19
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 444 111 151 86 125
Rank Among All Pennsylvania Credit Unions 71 38 44 18 41

I. U. 7 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A 1.20 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A 134 125
Rank Among All Pennsylvania Credit Unions N/A 26 N/A 28 19
I. U. 7 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.75058143,859
All Other Unsecured Loans/Lines of Credit 11.520142585,831
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.720971,485,301
Used Vehicle Loans 3.5301732,291,154
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.630905,727,165
Total Other Real Estate Loans/Lines of Credit 4.19013390,812
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.1602001,315,410
TOTAL LOANS & LEASES 77311,939,532

I. U. 7 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 905,727,1659694,641
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 13390,81200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1036,117,9779694,641

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

I. U. 7 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No