Htm Credit Union

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A short history of Htm CU

Since its inception in 1937 the Htm Credit Union has been serving its members in the HAVERHILL, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diane Bevilacqua, the Htm CU has grown its membership to over 2,027 with assets of more than $19,969,255. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (978) 374-7386 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAVERHILL, MA.

General Information For Htm CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67749
Address P.O. BOX 383 
State Massachusetts 
Zip-Code 01831
Phone Number (978) 374-7386
Fax Number (978) 372-0654
Email Address: none
CEO/President Diane Bevilacqua
Members 2,027 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,969,255 

Compare Htm Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Haverhill Fire Department CU Louise E Mills Federal Credit Union 12 Merrimac Sq 01860 (978) 346-4561 No 0.47
Nesc CU LAWRENCE BRANCH 14 AMESBURY ST 01844 (978) 687-1919 No 5.24
Louise Mills CU Louise E. Mills Federal Credit Union 12 Merrimac SQ 01860 (978) 346-4561 No 5.51
Merrimack Valley CU MVFCU Corporate Office 500 Merrimack St 01843 (978) 975-4095 No 5.99
Methuen Municipal Employees CU Methuen Federal Credit Union 248 Broadway 01844 (978) 686-1471 No 6.48

Htm Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Htm Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.99 5.50 4.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 145 384 138 341
Rank Among All Massachusetts Credit Unions 6 43 76 35 54

Htm Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 284 N/A
Rank Among All Massachusetts Credit Unions N/A 15 N/A 55 N/A
Htm Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900318621,211
All Other Unsecured Loans/Lines of Credit 12.500191759,902
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99050764,023
Used Vehicle Loans 5.5001571,519,610
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000354,377,047
Total Other Real Estate Loans/Lines of Credit 6.000361,043,173
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5001295,550
TOTAL LOANS & LEASES 7999,180,516

Htm Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 152,409,23600
    b. 15 Years or less 201,967,8112325,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 29910,586287,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7132,5873150,000
Open-End Fixed Rate 0000
TOTALS 715,420,2207562,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Htm Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes