Houston Belt & Terminal Federal Credit Union

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A short history of Houston Belt & Terminal FCU

Since its inception in 1949 the Houston Belt & Terminal Federal Credit Union has been serving its members in the HUMBLE, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Rice, the Houston Belt & Terminal FCU has grown its membership to over 580 with assets of more than $4,305,436. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (281) 548-3377 or email them at info@hbtfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HUMBLE, TX.

General Information For Houston Belt & Terminal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6318
Address 9810 FM 1960 BYPASS RD W STE 105 
City HUMBLE 
State Texas 
Zip-Code 77338
Phone Number (281) 548-3377
Fax Number (281) 548-0583
Email Address: info@hbtfcu.net
CEO/President Julie Rice
Members 580 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,305,436 
Website http://hbtfcu.com 

Compare Houston Belt & Terminal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Energy CU United Energy Credit Union 8790 FM 1960 Bypass Rd W Ste 500A 77338 (281) 964-1777 No 0.31
Investex CU InvesTex Credit Union 230 Cypresswood Dr Ste H 77338 (281) 449-0109 No 7.21
Team Financial CU Team Financial Federal Credit Union 10959 Ella Blvd Ste C 77067 (281) 876-2501 No 9.58
Light Commerce CU LIGHT COMMERCE CREDIT UNION 11235 Crown Park Dr 77267 (281) 876-7576 No 10.24
Houston Metropolitan CU Fiserv Galaxy Systems 5600 Crooks Rd Ste 101 48098 (800) 876-9000 No 12.72

Houston Belt & Terminal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Houston Belt & Terminal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.73 7.29 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 467 570 N/A N/A
Rank Among All Texas Credit Unions N/A 169 187 N/A N/A

Houston Belt & Terminal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.50 0.77 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 60 211 N/A
Rank Among All Texas Credit Unions 35 34 11 69 N/A
Houston Belt & Terminal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.780190446,908
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.73030934,830
Used Vehicle Loans 7.29044751,377
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.11031360,266
TOTAL LOANS & LEASES 2952,493,381

Houston Belt & Terminal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Houston Belt & Terminal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes