Horizon Credit Union

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A short history of Horizon CU

Since its inception in 1932 the Horizon Credit Union has been serving its members in the Kingsport, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beverly Boling, the Horizon CU has grown its membership to over 5,799 with assets of more than $46,388,589. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (423) 530-7778 or email them at generalinfo@firstkptcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kingsport, TN.

General Information For Horizon CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68138
Address 1201 N Eastman Rd 
City Kingsport 
State Tennessee 
Zip-Code 37664
Phone Number (423) 530-7778
Fax Number (423) 530-7779
Email Address: generalinfo@firstkptcu.com
CEO/President Beverly Boling
Members 5,799 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 46,388,589 
Website http://www.myhorizoncu.org 

Compare Horizon Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eastman CU Duffield 127 Tempur Pedic DR 37662 (423) 229-8200 No 3.31
Kingsport Press Cu CU Kingsport Main Office 528 W Center St 37660 (423) 378-9292 No 4.85
Appalachian Community CU Norton Virginia Br 1448 Park Ave NW 24273 (276) 679-1342 No 6.60
Mountain Lakes Community CU Piney Flats Office 5271 Highway 11 E 37686 (423) 538-3151 No 12.52
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 13.32

Horizon Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Horizon Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.50 6.11 4.95 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 341 454 263 168
Rank Among All Tennessee Credit Unions 19 63 66 43 16

Horizon Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.90 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 190 192
Rank Among All Tennessee Credit Unions N/A 14 16 16 18
Horizon Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900794870,963
All Other Unsecured Loans/Lines of Credit 12.5007911,971,715
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5001443,206,358
Used Vehicle Loans 6.1101,0029,951,560
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.95023217,265,058
Total Other Real Estate Loans/Lines of Credit 4.500321,232,722
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5001882,113,492
TOTAL LOANS & LEASES 3,18336,611,868

Horizon Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 495,537,774141,548,175
    b. 15 Years or less 1358,126,384221,517,800
    a. > 15 years 0000
    b. 15 Years or less 4830,81331,100,000
Other Fixed Rate 15521,2445331,550
Adjustable Rate 1 yr or less 12357,74900
Adjustable Rate > 1 yr 171,891,09400


Closed-End Fixed Rate 21785,691125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 11447,0312160,000
TOTALS 26418,497,780474,682,525


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Horizon Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes