Hometown Federal Credit Union

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A short history of Hometown FCU

Since its inception in 1936 the Hometown Federal Credit Union has been serving its members in the PERU, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Lowe, the Hometown FCU has grown its membership to over 3,605 with assets of more than $23,848,785. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (765) 472-7600 or email them at info@hometownfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PERU, IN.

General Information For Hometown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1621
Address PO BOX 81 
City PERU 
State Indiana 
Zip-Code 46970
Phone Number (765) 472-7600
Fax Number (765) 472-7675
Email Address: info@hometownfcu.org
CEO/President Mark Lowe
Members 3,605 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,848,785 
Website http://www.hometownfcu.org 

Compare Hometown Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Concora Wabash CU CONCORA WABASH FCU 455 FACTORY ST 46992 (260) 569-3346 No 13.46
Beacon CU Warsaw 2514 E Center St 46580 (260) 563-7443 No 13.74
Fo Me Bo Co CU FO ME BO CO FCU 775 Manchester Ave 46992 (260) 563-0334 No 14.59
Diversified General CU Diversified General FCU 631 E BROADWAY 46947 (574) 753-3547 No 14.87
Indiana Heartland CU indiana heartland federal credit union 402 S Berkley Rd 46901 (765) 854-3067 No 19.03

Hometown Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Hometown Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 5.26 7.89 N/A 7.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 425 622 N/A 459
Rank Among All Indiana Credit Unions 43 85 104 N/A 59

Hometown Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 0.99 0.77
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 177 190
Rank Among All Indiana Credit Unions N/A 9 N/A 28 25
Hometown Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.500382416,688
All Other Unsecured Loans/Lines of Credit 13.69076128,534
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.260841,353,677
Used Vehicle Loans 7.8901,41310,593,835
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.5301945,589,918
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.48069658,895
TOTAL LOANS & LEASES 2,21818,741,547

Hometown Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1945,589,918311,030,115
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1945,589,918311,030,115


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hometown Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes